Retirement Modeling: Spending, Income and Taxes Working Together

Most initial conversations with pre-retirees start with one of two questions.

The first: When can I retire if I want to spend a certain amount each year?

The second: If I retire at a specific date, how much can I actually spend?

Both are almost always followed by a third:

What should I be doing now to prepare and maximize my position before I get there?

That third question is where our Pre-Retiree Financial Planning Guide picks up.

For retirees, the questions look different. Am I drawing income in a way that is sustainable and tax-efficient? Am I leaving money on the table? Are there things I should be doing or considering that I have not even thought about? Those questions lead to our Retiree Financial Planning Guide.